Our Firm
Chipser Wealth Management, LLC is a Register Investment Advisor (RIA)
What this means to you:
- An RIA is legally bound to act as a fiduciary, making decisions with your best interests in mind and disclosing conflicts of interest.
- As an RIA, we will continue to charge fees based on assets under management, aligning our compensation with your goals.
- An RIA can advise on complex financial needs such as trusts, intergenerational planning, sophisticated investment strategies, family business, and building sustainable succession plans.
- Most RIAs work with a third-party custodian.
As a fiduciary, we are required to utilize a due diligence process in selecting service providers, including the selection of third-party custodians. We are also required to periodically re-evaluate these relationships. The role of custodians and the services and protection they offer to our clients is more important today than ever before. We carefully considered the various custodial choices available and help our clients select the custodian that best enhances our ability to serve you.
While Chipser Wealth Management, LLC is not compensated for our clients changing custodians, there are certain benefits that CWM Associates receive through the relationship with Each Custodian: We have access to an extremely flexible web-based management platform that provides for many options and there is an enhanced ability to store and download files through the web-based connection to our proprietary systems. Overall, these benefits provide a greater level of convenience in serving our clients.
At Chipser Wealth Management, we believe that a plan is a powerful tool. Reaching your long-term financial objectives hinges on having the right plan -- one that fits your unique circumstances and grows with you. Planning your financial future can be a daunting task. That's where we come in. We're trained professionals, and we can draw on years of investment planning experience when creating a long-term strategy. We can help you answer the questions you may have about your financial future, such as:
- Will I be able to retire early?
- How much money will I need in order to retire?
- How can I get the most out of my 401(k)?
- Should I have a traditional IRA or a Roth IRA?
- How can I position my investments for higher potential returns while reducing risk?
- How can I "inflation-proof" my investment income?
- Do I need disability income insurance? Long-term care insurance?
- How can I ensure that my children receive as much as possible from my estate?
- What do I need to know about wills, trusts, and probate?
We offer services tailored to your individual needs. Chipser Wealth Management, LLC is committed to you for the long term.
Chipser Wealth Management, LLC are not tax or legal advisors. Insurance products offered through affiliates.